Probably not, and not because we don’t work quickly, but because the bureaus and furnishers don’t work quickly and create a lot of lag time while we wait for their responses. We process quickly – as soon as we get the responses we are back on the attack if they are not favorable, or are on the phone with you discussing next steps if the bureaus are showing us that we are making positive progress.

Yes, you can cancel within 30 days of initial membership and while you will be charged for the initial joining fee of $150, you will not be charged for the first month of membership or subsequent 6 months minimum of membership. You must, however, cancel your service using your confirmed email account in writing within 30 days. So not 34 days, not 32 days, not 63 days because you were out of town or had an extenuating issue, but by the 30th day of your initial membership.